You can transfer money in and out of your acct with no fee. However just like any credit card company, they do charge a fee from the sellor when you make a purchase. Last I checked it was 3%
So if you buy a product for $50.. the sellor gets hit for 3%. Just like ant credit card company.
So if you buy something from a buddy for $100.00 send him $103 and it will maintain the friendship.....
Maybe I just got lucky.. But both my end of world experiences with paypal where resolved quickly, and I was quite impressed, when compared to a lot of other customer service experiences.
Both times they were handled very professionally.. And they spoke perfect American english.. (if you know what I mean)...
Maybe they have a reputation for being anti gun, but then so does AT&T, verizon, MMRP, not to mention the real credit card companies and big banks which will no longer finance firearms companies...... or oil for that matter...