So we spent the last week looking for a new(er) car for my wife. Finally found one and it was a dealer demo but considered new. I have said I probably would never buy a brand new car again but in this case we got too big of a discount off the regular price, and it had all the crap my wife wants, Plus it makes me feel better if she has a new car that has a good warranty on it.
So we did the deal. That was the easy part.
When we went to talk to the finance person, she showed me this big screen full of all these nifty things that's covered by this extended service plan that I absolutely had to get because the electronics in this new car are ridiculously expensive Plus I need gap insurance because you know my insurance probably sucks. So she shows me these numbers, and this is the price of the car with the warranty included.
I said, what's the regular payment?
She said what do you mean?
I said what's the regular payment of the car with no warranty including.
Then she finally told me that number. I figured it out and I said so basically this extended warranty you're trying to sell me is going to cost me $12,000.
I said what is it if I just buy it outright? She handed it hold around and said 5,500.
She looked absolutely shocked when I told her that I had no interest in buying any type of warranty whatsoever. Then she said well if we go down to my cost I can sell it to you for $3,400.
I said well, that's much cheaper but I still don't want it.
She said well what are you going to do if you're driving down the road and your touch screen get scratched or cracked or breaks? I said I guess I'll go to somebody and get him to fix it. She said well that's going to cost you an awful lot of money. I said that's okay I'll have the $12,000 that I didn't pay you in the bank.

So we did the deal. That was the easy part.
When we went to talk to the finance person, she showed me this big screen full of all these nifty things that's covered by this extended service plan that I absolutely had to get because the electronics in this new car are ridiculously expensive Plus I need gap insurance because you know my insurance probably sucks. So she shows me these numbers, and this is the price of the car with the warranty included.
I said, what's the regular payment?
She said what do you mean?
I said what's the regular payment of the car with no warranty including.
Then she finally told me that number. I figured it out and I said so basically this extended warranty you're trying to sell me is going to cost me $12,000.
I said what is it if I just buy it outright? She handed it hold around and said 5,500.
She looked absolutely shocked when I told her that I had no interest in buying any type of warranty whatsoever. Then she said well if we go down to my cost I can sell it to you for $3,400.
I said well, that's much cheaper but I still don't want it.
She said well what are you going to do if you're driving down the road and your touch screen get scratched or cracked or breaks? I said I guess I'll go to somebody and get him to fix it. She said well that's going to cost you an awful lot of money. I said that's okay I'll have the $12,000 that I didn't pay you in the bank.