For much of my early life I was living paycheck to paycheck. It was not as precarious as it might have been since I was in the Army and I knew for sure that the paycheck was coming, pretty much no matter what. But my last few years as a worker I was doing pretty well financially and managed to put aside a pretty good nest egg for my old age. But here I am at 78, still pretty healthy overall, but certainly in my "old age". And it occurred to me that there was no sense whatsoever for waiting any longer for anything that I really wanted to own. Ironically there is really nothing that I dream about, other than maybe the new motorcycle that I already decided to buy. But my wife has on and off over the years joked about wishing she had a "little convertible" to just go for fun rides, but neither of us had ever done anything to achieve this dream. Then recently she mentioned that she had gone for a short ride with her friend who owned a Mini, and how cool it was, and that it would be even cooler had it been a convertible. So something clicked in my head, and I thought, "I'm 78, she is turning 75, and what are we waiting for?". So yesterday we went and ordered a new 2022 Mini convertible in the color she wanted. Not cheap, but not outrageous either. We may not have many good years left to us, but now we can enjoy that little convertible in the time we have left.