Who uses a safe driving app to save on insurance.
I have USAA's its a pain but if I can save $ 60 /Mon next year itll be worth it.
I have USAA's its a pain but if I can save $ 60 /Mon next year itll be worth it.
Safe driving apps
- Thread starter MaxMan
- Start date
GasGuzzler
Hawkeye
There is not a way in Hades I am signing up for that. OnStar is disabled in all my cars that it came with. I pay way too much (for no reason) for five cars and I will soon kick two college kids off my policy before I sign up for that racket.
You better make sure you drive within THEIR guidelines.
A guy at work went through it. He was all happy until he had three or four hard braking events. Some kids, dogs, and a deer. Suddenly he lost his good rates.
A guy at work went through it. He was all happy until he had three or four hard braking events. Some kids, dogs, and a deer. Suddenly he lost his good rates.
OP
Yea, in SoFLA that's the killer. Driverless cars (barely see over the dash of the caddy) turn signal gives the right to change lanes it's your job to stay out of my way, turning right from the left hand lane( left hand signal on of course). But so far I have a 10% discount. SoFls is the happy hunting grounds for PI attys..
Agreed. No way do I want someone critiquing my driving.
Reminds me of a number of years ago I put some kind of ap on my iPhone that would warn me of where cops and traffic problems were.. I thought for a while my county had gotten some kind of special system that had a loud speaker that would go off warning you you were going to fast when driving past a school and then one day I realized it was the phone in my pocket telling me to slow down I was in a school zone. It's for sure a different world out there from when I was growing up.
Son drives a company provided vehicle. The previous employer used one of those 'apps' and I can honesty say it was STUPID. Panic stop to miss a deer--DING. Don't stop and hit the deer--that's fine.
He also found that a 4 house 'village' up the road had once shown a 45 MPH speed zone that had never been lifted. No town/village anymore and no sign but the computer said there was and the driver had just violated the no longer posted 45 MPH speed zone--DING. All sorts of stupid things that caused DINGS on the drivers' performance but were not related to real life good driving habits.
He also found that a 4 house 'village' up the road had once shown a 45 MPH speed zone that had never been lifted. No town/village anymore and no sign but the computer said there was and the driver had just violated the no longer posted 45 MPH speed zone--DING. All sorts of stupid things that caused DINGS on the drivers' performance but were not related to real life good driving habits.
OP
USAA's app on tags hard stops and phone handling. .
Rat76
Blackhawk
contender
Ruger Guru
Another invisible enemy looking over your shoulder to control another part of your life.
As noted,, too many "real life" things that you can do to prevent an accident,, yet the "app" says you were driving wrong and they get you with things like that to be able to increase your rates.
Here in my mountains,, with the curves, the hills, the tourists, and the MANY things that cause you to have to drive differently than in many places,, in no way could it save me any money. I prefer a clean driving record,, and an evaluation occasionally by my agent instead.
As noted,, too many "real life" things that you can do to prevent an accident,, yet the "app" says you were driving wrong and they get you with things like that to be able to increase your rates.
Here in my mountains,, with the curves, the hills, the tourists, and the MANY things that cause you to have to drive differently than in many places,, in no way could it save me any money. I prefer a clean driving record,, and an evaluation occasionally by my agent instead.
I wouldn't have it either. Here where I live (Penn State main campus) the students are walking around downtown with their noses in their phones, jaywalking, disregarding cross walks, disregarding traffic lights, driving stupid, etc., etc., you either stay away from the down town area (that's what we do), or drive 10-15 mph so you don't have sudden stops or evasive maneuvers so you don't hit one of the numbskulls.
Busterswoodshop
Hunter
Not married are you ?
OP
SoFla auto insurance is Brutal, you all just haven't been encouraged enough yet.
WAZA was speaking to me on the way home from Tyrone's house. I simply turned down the sound on the phone.
I can't imagine using one of those with the driving I do. Highway, gravel, out in the field, pulling farm wagons or equipment--no way those things can be factored in. If only highway driving is figured in, the DING for hard braking to AVOID an accident is a deal breaker.
IF is a really big word with a lot of small print!!!
Because people drive like maniacs down there! My parents retired to Naples, and each time that I visited them, I looked forward to returning home to sanity...
Good call, after 42 years I have finally gotten used to it... at least on most days....
First time we took my wife's hybrid Fusion out at night the dern thing kept telling me I needed to pull over and get a cup of coffee.
GasGuzzler
Hawkeye
Well being in the automotive industry makes me that much more rigid on the topic. You should see the stupid problems having a tracker plugged into the data link connector on a complex vehicle causes. It's bad enough having company owned vehicles with doo-dabs added and hardwired tracking devices put in poorly by local note lots, but the Progressive plug in thingies cause issues too.
