Ah Boomer, I fully sympathize with your wanting to keep the lady happy. Very important.
But keeping the chamber empty on a carry gun is an emotional response, or a legal compliance. Either way, it's ostensibly a compromise that somehow takes the danger quotient down a notch: "Take the ready-round out of the chamber and the hand gun is just not quite as dangerous".
It's also less, well, ready.
I can only assume that your choice to carry was a decision made with the uttmost sobriety; A tool for the gravest extreme, as it were. With that in mind, if you ever need it (and here's hoping you never do), you will, in all likelihood, need it Right Now. Not in a minute. Not in a second. Not in the moment it takes you to fumble with the safety (because I'm taking a stab that's another emotional decision that's been made... I could be wrong), rack the slide and bring the pistol to bear on the aweful thing facing you.
Another way of looking at it, for me, is that carrying on a clear chamber is actually confusing (I did it for a brief transition period, back when I was trying to get confortable with the whole concept of carrying -- A Gun?!?!). I don't mean Where am I? confusing. More of a Is it loaded or is it not? confusing.
I'm sorry, I tend to preach sometimes. I just don't think an empty chamber's wise in a carry gun.
Oh and, just my opinion? If you're going to keep carrying, chambered or not, save the money, pinch the pennies; swear off Starbucks for a month, buy the cheap chew... Whatever it takes. Obtain an amazing holster. JMO.
All that said, (I'm sure you just can't wait to read yet more! :roll: ), if you carry unchambered, and that's how you carry all the time and train that way, doing draw & load drills and the whole bit, and can get proficient, well, who's to say it's wrong? (Somebody help me out here... wasn't Con3 known as "Israeli Carry" at one point?)
Carry One way, One place, All the time, Every time. Muscle memory rules.
-S