I was wondering what you other owners use for Gun Insurance options? My collection is starting to grow and I have been thinking seriously about loss through theft, fire, disasters. Anyone got good recommendations? TIA.
Gun Insurance recommendations.
- Thread starter amishjeff
- Start date
NikA
Hunter
Eastern Insurance offers insurance for gun collectors. Much better deal than an addendum to your home insurance if your collection is of any size.
Through the NRA, the company they sponsor. Can't remember the name but could dig it up if need be.
This is who I use and recommend.
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A good insurance umbrella policy is worth its weight in gold. Start at a million and go up from there. You’d be amazed what all they cover.
Best deal on insurance anywhere for the price.
Best deal on insurance anywhere for the price.
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Thinking about using the Gun and Trophy insurance. Has anyone had a claim with this company?
I just have an Addendum with my home owners insurance, along with a good safe, two dogs and a tall fence.
I swear as nice as my dogs are fluffy, they will keep out thieves, but won’t do much good about a fire.
I swear as nice as my dogs are fluffy, they will keep out thieves, but won’t do much good about a fire.
A collection addendum to your homeowners is probably best depending on the company.
I have never filled a claim, but you may want to check out, Shotgun Forum that's where I got the information about Gun and Trophy.
https://www.shotgunworld.com/forums/
The lawyer that did my gun trust recommended that I do not use my homeowners insurance, but get a separate policy with a different company.
I've known about them for a while. Premiums are reasonable. Just curious if someone ever had to file a claim, and how that worked out.
A lot of those high end shotgun guy's use them, the owners a high end shotgun guy too.
Question- I looked into coverage and found that the amount covered was the current “blue book value”. I believe the company was Lockton. Well, blue book value won’t come close to replacement value on old models, custom guns, and certain rarities. Take a nice gun, add a custom grip frame that you fit yourself, have a pair of custom grips fit and send it off for an action job and custom sights- you can easily end up with a $2200 Super Blackhawk. Any ideas of a company that will issue a stated value policy?
I saw that they offer that. I’ve been a platinum member of USCCA for several years now. I’ve been pleased with their organization. But it only protects me in the aftermath of a self-defense shooting.
jkbrecht
Bearcat
Same - I was also recommended to get a gun insurance policy separate from my homeowners policy and my agent recommended Collectibles Insurance Services. They just asked for a total value for the entire collection. I haven't had to make a claim, thank god.
powder smoke
Hawkeye
Gun Insurance?? Never gave it a thought! They are locked up in my safe upstairs! High and dry!
and secure!! YMMV! Everyone needs a safe get a good one and use it!
NikA
Hunter
@powder smoke , you replied to a year old thread to tell us you don't have anything to add to the conversation?
Word gets around a little slower 
in Milo
in Milo
For what is worth I sent a quote request off to gun and trophy and Lockton and they both go to a secondary site which is collectors insurance. Exact same form gave me the exact same price and then this morning I got a call from a representative. Wanted to know if I was ready to do it or not. Kind of irritating.actually.
When was the last time you shopped for any insurance? They all do that!
I use collectors for my gun policy. A safe won't protect guns from everything (and I have everything except the nightstand guns in the safe).
About a year ago
