I am going to purchase either a Ruger LCR or a Smith 642. The only real difference that I can ascertain is that the trigger pull on the Ruger is considered better. The prices are about the same, qualities are both excellent. I'm not crazy about polymer, but the Ruger has the metal backing, etc. I have fired the Smith and am not concerned much with the recoil, based on the personal use that it is purchased for. The Smith has a trigger pull about 12, which I understand is for safety, and will not be a factor in a "social" situation. Hopefully, such a situation will never occur. It appears to be a Ford vs. Chevy situation, although I like Ruger, but the 642 aesthetically is more appealing. Anybody have experience and/or ideas? If I get the 642, it will be without the lock. Thanks