I've done lots of looking and reading and the more I study on it, the more pleased I believe I'll be with the stainless P95 as an everyday carry choice.
The P95 offers me:
1.Stainless and polymer for corrosion resistance in our humid Southern environment.
2. The capacity I unfortunately feel could be needed in our "multiple attacker" world (mercy things have seemed to change since I was younger).
3.Reliability under adverse conditions.
4. External hammer, decock, external safety I will use. "Second strike" capability that comforts me.
5. Stainless magazines.
6. Weight kinda sorta similar to my SP101 I'm so familiar with.
7.Heaven forbid I ever need to use it in defense of family and self, but if I do, and it's taken by the authorities for any reason, I won't feel I have a $1K property item in limbo while things are sorted out.
8. All reports indicate to me that the P95 will digest anything I offer it, be they FMJ, HP, cheap Russian stuff or high dollar specialty ammunition.
9. Low initial cost to me, while helping out a family member.
Seems to be a win-win-win for me. I appreciate everyone's comments. Once I have the P95, I'll design a leather holster for my use AIWB with heavy duty belt spring clip (steel---always steel), and will share a few photos. There's dozens of good commercially offered holsters out there, but I'll craft my own. Something similar to this one I crafted for my CZ75B.
Again, thanks for all the input for me to consider. Don.