If you use the supplied tool and use the short end as the lever the ring screws should be tight enough w/o overtorqueing. If you tighten hard enough to twist the tool where it engages the screw you are definitely overtorqueing. If you go far enough to damage the tool so it slips in the screw you will also damage the screwhead and most definitely will be overtorqueing. What I have found is the provided tool is softer than the screws and the screws are softer than the bases.
I think one of the problems people create for themselves with Ruger ringmounts is not keeping the ring tops matched to the bases including the orientation of the top to base as it came from the factory. Those mounts are made as a unit, not as mix and match pieces. I even keep screws matched to holes if I remove and reinstall mounts I got as new. Perhaps a little over the top, but that is what I do. On used stuff replacing the screws is not a bad thing as generally speaking the tendency is to overtighten scope rings. I have never used any kind of threadlocker on any of those fasteners as it has not been necessary.
I do use a torque wrench. I am sure it would not qualify as a "precision instrument" but it does provide some consistency. I use it for all the screws on the rifle and record action screw torques for all my bolt action Rugers. The torque on that diagonal screw can make a significant impact on how the gun shoots.