I live in upstate NY, am in my 70's, and a few months ago I purchased my first ever firearm - a Ruger Takedown 10/22.
I applied for my pistol permit a few months ago, and it could take up to 16 months in my county in New York State before I get it.
I was going to buy an AR, but long story short, I decided on the 10/22 to get started due to the cost of the AR and ammo, and where I could shoot the rifle.
I joined an indoor rifle club that is 5 minutes from my house and only allows rifles that shoot .22lr, and as for pistols, they allow other calibers but no Magnum bullets.
If I bought the AR, I would have no where to shoot it unless I did some travelling out of my county.
When I get my pistol permit (assuming I will get in a year or so) my choice of pistol will be a Ruger that shoots .22lr – same caliber as my rifle.
As for ammo, every time I go to Walmart I check and see what they have. Sometimes the locked shelves are empty, and when they do have stock by far the most ammo available is .22lr.
I'm limited (I think by Walmart, but it also might be a NY State limitation) to buy no more than 3 boxes of ammo at a time.
When I buy, I purchase 3 boxes that sell for $21.16 per box with a 325 count per box. The total price with tax for the 3 boxes is $68.56 which comes out to $0.07 a round. So far the price has not changed since I bought my first 3 boxes back in March of this year.