My "bank" is 45" away. Walmart is my de facto bank. They issue cash back in $20 bills. I am 74 y o and prefer to not carry large amounts of cash. Although I have a black belt in karate', I carry a gun, I would prefer to not use them.
gramps
credit card info stolen AGAIN
- Thread starter Mobuck
- Start date
Help Support Ruger Forum:
gramps
Banks are a business. All losses are passed along to customers.
GasGuzzler
Hunter
Yep, any visit to the local agent office is cause for a stroke in my case. Spent nearly $20K on my home's exterior last summer and it took as long to satisfy the insurance as it did to do the work.
Not in my case. Local police did nothing and would not answer my calls. I know they did nothing because it was I that got the contact information of the suspect in PA.
I use the ATM.
Gopher
Blackhawk
- Joined
- Apr 9, 2010
- Messages
- 566
My bank just installed a new ATM, giving $100 bills as its default. You have to make a second choice for your preferred bill choice. I have found here lately that many places won't accept a $100 bill for purchases less than $50. Convenience stores and Dollar General especially.
DGW1949
Hunter
No it's not hard at all. A lot of people has been doing it for years....It's just a matter of wanting to, that's all. I reckon that it's just too much trouble for some folks. On the other hand, every time I hear someone talking about being robbed, it was always done electronically. Seems to me that that is a lot of trouble too.....but hey, we all makes our own choices, eh?
DGW
The last time I lost a wallet many years ago, it had over $400 cash in it. I don't do that anymore. At least I got the wallet back minus the cash of course. I guess someone dropped it at the post office and I found it in my post office box. Maybe they dropped it in the big mailbox that used to stand in front of the post office. I was on my way to the DMV to get a new drivers license when I stopped at the post office. Good thing I did.
DGW1949
Hunter
So rather carry cash on your person, you'd rather the bad guy(s) escort you to an ATM instead?....Or maybe you plan to hand over all of your cards and passwords?....Offer your watch and/or wedding ring instead?.....Or are you simply hoping that he'll just put his gun away, say " oh excuse me, I only take cash", and walk off when you explain to him (or them) that you don't have any?.....Good luck with any of that...LOL.....
At any rate, "I don't carry cash because I might get robbed" is not all that realistic. I mean really, how many folks have you personally known that has ever actually got robbed?...Write that number down and compare it to how many has had their electronic digits hacked.
DGW
DGW1949
Hunter
"The last time I lost a wallet"...."many years ago".....From that, I reckon that it's safe to assume that you learned from the experience and became more mindful of your wallet. That's a good thing....I don't carry anything in my wallet but my Drivers License, an insurance card, and My Texas Peace Officer License. Mostly because I don't like my wallet to be any thicker to sit on than it has to be. The cash that I carry is in a money clip which is stored in my L/F jeans pocket. Loose change goes in the R\F pocket with my truck key...easy-peasy.
DGW
I don't use ATM's. I get cash back from Walmart. I keep my head on a swivel, and I stay away from known places of criminal activity. I was in LE for 11 years, I am familiar with what criminal activity looks like. I have been a First Responder for the last 14 years. In martial arts we are taught Sanchin(awareness). I have used that since the 1970's when I was taught it, during my professional life as a Public Health Nurse in two different states, as a FR, and as an LEO. We all have a plan that works us. Sorry you don't accept our plan!
gramps
DGW1949
Hunter
Sorry that I offended you....The only point that I was trying to make was that carrying cash doesn't mean that one is any more likely to be robbed than someone who doesn't....just a response to "I am 74 y o and prefer to not carry large amounts of cash. Although I have a black belt in karate', I carry a gun, I would prefer to not use them.".....I will stand my position on the matter of who is the most likely to be a victim of theft though, because a hacker can't hack your cash, and that is much more common these days than being robbed. Hence the title given this very thread.
DGW
DGW
My wife is a pro musician---every-time she goes to play in Las Vegas our credit card gets hacked! We only use one card when in Vegas, so only one card to get replaced! The credit card company is very quick to cancel the card and remove the phony charges from our bill and issue a new card...!
Never (NEVER) use your debit card to buy anything---if your card gets hacked, you have to fight the bank to make it right---could take weeks...! When you use a credit card, the banks are losing THEIR MONEY and instantly fix the issue! In fact, I shred all debit cards the minute they reach my front door... Just sayin' ...
Never (NEVER) use your debit card to buy anything---if your card gets hacked, you have to fight the bank to make it right---could take weeks...! When you use a credit card, the banks are losing THEIR MONEY and instantly fix the issue! In fact, I shred all debit cards the minute they reach my front door... Just sayin' ...
OP
"Never (NEVER) use your debit card to buy anything---if your card gets hacked, you have to fight the bank to make it right---could take weeks...! When you use a credit card, the banks are losing THEIR MONEY and instantly fix the issue! In fact, I shred all debit cards the minute they reach my front door... Just sayin' .."
This may be partially correct with 'some' debit cards. Our 'bank cards' have some fairly tight and discreet security measures. I don't know what happens if the card is hacked but they're really quick to challenge questionable use.
This may be partially correct with 'some' debit cards. Our 'bank cards' have some fairly tight and discreet security measures. I don't know what happens if the card is hacked but they're really quick to challenge questionable use.
I got an inquiry from Chase about a purchase for survival food that had been made while I was actually doing emails on my computer. The time before that, the questionable purchase had been made about 2 minutes after I used the card in a local Chinese restaurant. Both times, the CC company (Chase) stopped the transaction, and refunded my account, but I still had to go to other places and tell them the card had been hacked and give them new info when the new card came in. Thievery must be a lot easier than working.
