So here's a story for ya'll:
At the beginning of June my wife was on a road. Three lanes in each direction. She was in the far left lane next to the median. It was not busy at all.
Some woman pulls out and turns right. This driver went all the way over into the far left lane and hit my wife on the back wheel and fender above and behind the wheel.
The right rear wheel. It was clearly the other drivers fault and nobody is questioning this fact.
The police were called but refused to come. They said just trade info and go home. It was a nice Sunday afternoon. Not sure why they didn't want to send a patrol car.
But my wife's back hurt so she went to the emergency clinic. (Our doctor's office will NOT handle auto accident injuries.) which is a whole other story.
So this woman's car insurance is some rinky dink online company. But get this! Her policy expired back in April.
My wife called the police later and told them about the expired insurance. They told her there is nothing my wife can do. And even if they would have shown up on the day of the accident they wouldn't have done anything about it.
So our insurance (State Farm) is handling everything. The car is almost done getting repaired.
My wife finally got ahold of the other drivers insurance. They phoned her twice to tell her that policy is expired and they won't do anything.
I wondered why they called twice. Both my wife and I thought it was to trap my wife into saying something to let them off the hook. I don't know. It was strange.
Anyway, we had to pay the deductible for our insurance but it was easier to do that and have them handle everything.
But what a joke! I cannot figure out why you even need car insurance.
This woman was driving a car with temporary plates. She just bought the car (not new but used) because she had recently been in another accident before this one. This is what she told my wife.
Sorry if this was too long. I just thought it was interesting. My wife has spent hours and hours calling the insurance and car repair shop.
At the beginning of June my wife was on a road. Three lanes in each direction. She was in the far left lane next to the median. It was not busy at all.
Some woman pulls out and turns right. This driver went all the way over into the far left lane and hit my wife on the back wheel and fender above and behind the wheel.
The right rear wheel. It was clearly the other drivers fault and nobody is questioning this fact.
The police were called but refused to come. They said just trade info and go home. It was a nice Sunday afternoon. Not sure why they didn't want to send a patrol car.
But my wife's back hurt so she went to the emergency clinic. (Our doctor's office will NOT handle auto accident injuries.) which is a whole other story.
So this woman's car insurance is some rinky dink online company. But get this! Her policy expired back in April.
My wife called the police later and told them about the expired insurance. They told her there is nothing my wife can do. And even if they would have shown up on the day of the accident they wouldn't have done anything about it.
So our insurance (State Farm) is handling everything. The car is almost done getting repaired.
My wife finally got ahold of the other drivers insurance. They phoned her twice to tell her that policy is expired and they won't do anything.
I wondered why they called twice. Both my wife and I thought it was to trap my wife into saying something to let them off the hook. I don't know. It was strange.
Anyway, we had to pay the deductible for our insurance but it was easier to do that and have them handle everything.
But what a joke! I cannot figure out why you even need car insurance.
This woman was driving a car with temporary plates. She just bought the car (not new but used) because she had recently been in another accident before this one. This is what she told my wife.
Sorry if this was too long. I just thought it was interesting. My wife has spent hours and hours calling the insurance and car repair shop.
