Andy Horvath "Little Ruger" conversion

I recently acquired a Andy Horvath "Little Ruger" conversion. It started life as a .357 Magnum Blackhawk and it has been converted to .44 special. It is a three-screw gun that has not be updated with the transfer bar. It is an awesome gun, I have not fired it, an if it has been fired at all since the conversion it has been very minimal. I would appreciate any thoughts on its value for insurance purposes.

I would guess you need to document what other similar custom guns have actually sold for. ( ~ ??? ~ )

Maybe ask your agent if they need written "back up" besides or in addition to your receipts.

As you can see …. I don't know, just thinking of the possibilities. Good luck to you.

Congrats! Don't know how to answer your question other than maybe contact Horvath for an estimate. I do hope you shoot this, especially if it's never been fired. Shame to let such a useful gun sit unused.

yes, it is a "total of the sum of the parts/work" and as noted above ,see if Mr Horvath can give you a written "estimate" of the work that appears to have been done, he should have it noted in his records or from a 'price sheet' save this for your insurance person, other wise you'd need written 'appraisels' to submit for any insurance valuation...good luck, NICE gun , Andy does awesome work........

Andy still provides his "invoice" on a piece of "loose-leaf" paper in handwritten form.... YOU GOTTA LOVE THIS GUY.

I'm guessing that he's the only other person, besides me, who doesn't have a smart phone... OK, I know a couple here that don't either
You're gonna have to call him if you want that info on the price paid for that piece; I'm pretty sure that he still does not have a website or email address.
J.

Oh yeah, an appraisal like they do with jewelry be great.

And my LG flip phone works just fine and handles my needs perfectly. Even has Bluetooth and is connected to me 2021 Silverado too. Long live the flip phone!!

Johnnu2 said:

Andy still provides his "invoice" on a piece of "loose-leaf" paper in handwritten form.... YOU GOTTA LOVE THIS GUY.

I'm guessing that he's the only other person, besides me, who doesn't have a smart phone... OK, I know a couple here that don't either
You're gonna have to call him if you want that info on the price paid for that piece; I'm pretty sure that he still does not have a website or email address.
J.

Click to expand...

I'd guess that information from Andy would suffice for insurance purposes. And if it were mine, I'd spend the other ten bucks to get a "letter" from Ruger to document the gun's original shipped configuration and ship date, thus having a complete "package". JMHO

Whether this would satisfy a hardcore Ruger collector or not, I dunno . . . some yes, some no.

Insure it for $1200-$1500. Those of us that like custom firearms understand their worth.

The value you state is not necessarily the value the claims adjuster will accept after a loss has taken place. The better firearm's insurance policies do not require you to list each gun and assign a value for each. Exceptions are for particularly high value guns, like in the multiple thousands of dollars. If you have a policy that requires you to list each gun and have a value for it, that is used to determine the premium but is not controlling. Exception is the stated value policy where you need to submit proof of value before the premium is determined. If I were the claims adjuster following the loss of this gun I would begin by getting a price on similar guns sold on the internet and add the cost of the modifications, which I would do by asking a gunsmith or two.

Andy did a OM 357 to 38-40 conversion for me. I'd put the value at around $750-850. Just my humble opinion. Replacement cost would be closer to $1200.

IMHO insurance should provide "replacement coverage".