Medicare supplements

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Fox Mike
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Medicare supplements

Post by Fox Mike »

Here are the States that add money to your SS.
The states with Social Security-administered supplemental payments are: California, Delaware, District of Columbia, Hawaii, Iowa, Michigan, Montana, Nevada, New Jersey, Pennsylvania, Rhode Island, and Vermont
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Bob Wright
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Re: Medicare supplements

Post by Bob Wright »

It is my understanding that you must be enrolled in a MediCare Advantage plan. I chose not to go that route early on and have not regretted that decision.

I think there is a difference between Medicare Advantage and Medicare Supplement. Whenever the term network is part of the equation, that's a deal breaker for me.

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Re: Medicare supplements

Post by blume357 »

I turn 65 next Summer and I'm getting all kinds of letters and such from different programs that offer something and I don't have a clue. Probably will do what ever my wife tells me to do even though she wants me to read up on this medicare stuff via AARP.
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Re: Medicare supplements

Post by gramps »

If you get an advantage plan be sure you know what is entailed in their Dental plan and vision plan. This year with Humana I had 9 dental cavities filled. They only paid for two!
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blammer
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Re: Medicare supplements

Post by blammer »

blume57. Start reading up. There are options that can save you money, but you have to research each year. They all keep going up, but last year when my then-current one jacked up the rates, I found another half the price that fit my situation.

Whatever you do be sure YOU SIGN UP for MEDICARE when you are eligible. There are penalties for not signing up for at least Part B when you are eligible: https://www.medicare.gov/your-medicare- ... nt-penalty

The one biggie is that Part A (the one that you pay for out of your Social Security check) ONLY covers hospitalization. Doctors bills and visits and tests are not covered (Part B supplement covers this), nor are regular medications (Part D).

There are lots of kinky rules that might snag you or cost you more.

Get ready to pay lots more than you might have expected. There's no family plan, so each retiree pays their own.

https://www.medicare.gov/what-medicare- ... s-medicare
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Re: Medicare supplements

Post by Igor »

blume357 wrote:I turn 65 next Summer and I'm getting all kinds of letters and such from different programs that offer something and I don't have a clue. Probably will do what ever my wife tells me to do even though she wants me to read up on this medicare stuff via AARP.
My advice would be to steer clear of AARP due to their politics. AARP was a huge supporter of the Brady Handgun Violence Prevention Act (the Brady Bill). They have supported other anti-gun legislation since.
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Pat-inCO
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Re: Medicare supplements

Post by Pat-inCO »

Igor wrote: My advice would be to steer clear of AARP due to their politics.
While I agree totally with what you say about their politics, BE SURE the one
you choose does not hit your pocketbook.

When I was in CO Kaiser Perm. was the best "value" I could find. Not always the
smoothest road, but cost to performance was good. - - - UNFORTUNATELY they
are not available in AZ. I ended up on AARP Medicare Advantage. - - - ZERO
co-pay for PCP, $20 co-pay for specialists, and $90 co-pay for E/R. Add to that
my prescription costs (LISINOPRIL) have been zero for almost two years.

I HATE the aarp political stand, but then again, I have not paid aarp dues since I
first signed up (over three years). - - - So what I am saying is "look closely" at all
of your options and do not short the money in your wallet just to be able to say
"I HATE THEIR POLITICS".
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Re: Medicare supplements

Post by Igor »

Pat-inCO wrote:
Igor wrote: My advice would be to steer clear of AARP due to their politics.
While I agree totally with what you say about their politics, BE SURE the one
you choose does not hit your pocketbook.

When I was in CO Kaiser Perm. was the best "value" I could find. Not always the
smoothest road, but cost to performance was good. - - - UNFORTUNATELY they
are not available in AZ. I ended up on AARP Medicare Advantage. - - - ZERO
co-pay for PCP, $20 co-pay for specialists, and $90 co-pay for E/R. Add to that
my prescription costs (LISINOPRIL) have been zero for almost two years.

I HATE the aarp political stand, but then again, I have not paid aarp dues since I
first signed up (over three years). - - - So what I am saying is "look closely" at all
of your options and do not short the money in your wallet just to be able to say
"I HATE THEIR POLITICS".
I really don't want to turn this into a political thread, but you do realize that by buying that Medicare Advantage plan, AARP gets a kick-back......right?

There are literally hundreds of other great choices out there, but if it doesn't bother you to help fund AARP, then go with it.
Last edited by Igor on Tue Nov 30, 2021 1:30 pm, edited 1 time in total.
ohio bowhunter
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Re: Medicare supplements

Post by ohio bowhunter »

blammer wrote:
The one biggie is that Part A (the one that you pay for out of your Social Security check) ONLY covers hospitalization. Doctors bills and visits and tests are not covered (Part B supplement covers this), nor are regular medications (Part D).
Thats incorrect, part B is what you pay for out of your SS check.
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Re: Medicare supplements

Post by mishtub »

Around here we have a "Area Council on Aging" that will assist/explain in determining which plan(s) are best for each individual.
There is no problem so great, it can't be solved with the proper application of enough .... !
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Re: Medicare supplements

Post by dwayne »

Standby for frustration, surprises and disappointment.
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Re: Medicare supplements

Post by powder smoke »

dwayne wrote:Standby for frustration, surprises and disappointment.
That is exactly why I haven't done anything yet! Will make a move shortly tho. ps
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If you need one, and don't have one, you'll probably never need one again.

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Pat-inCO
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Re: Medicare supplements

Post by Pat-inCO »

Only somewhat related: Advertisements about Medicare supplements.

For those of you that insist you have not watched TV for a long time:
WE REMEMBER the forty-eleven-teen times you told us that.

I have had several times that I saw the "stupid jimmy hand spasms", on three
consecutive channels (it comes on and I change channels). I think what I am going
to do it to call the third consecutive one and waste their time. It is bad enough to
have them show up every eight to ten minutes, but on three consecutive channels
goes beyond annoying.

The worst they can do is block my cell phone number (I have one just for this type
of action - - - cost is $15/mo).
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Re: Medicare supplements

Post by freakindawgen »

Come on December 8!!
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Re: Medicare supplements

Post by powder smoke »

I called those numbers and made out pretty well. Nothing out of
this world just some extra coverage. ps
A gun is like a parachute.
If you need one, and don't have one, you'll probably never need one again.

Guns have only two enemies; Rust & Politicians

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