No surprise here that the three loads tested showed virtually identical results. Since the infamous Miami Shootout the FBI has published their "standards" for duty ammo, and every manufacturer of whatever caliber has been striving to hit the artificially-made-up-performance standard ever since...
Who[a] can find a [b]virtuous wife?
For her worth is far above rubies.
11 The heart of her husband safely trusts her;
So he will have no lack of gain.
12 She does him good and not evil
All the days of her life.
13 She seeks wool and flax,
And willingly works with her hands.
14 She is like...
The answer to the question "Am I liable?" is always, "You are if a court says so." It's a civil matter.
If someone brings a claim against you and a court determines you're liable for that person's damages -- you're liable. You can sue anybody for anything; winning is another thing...